Home & Contents Insurance Eligibility

To be eligible for our Buildings & Contents Insurance policy, we ask that you meet the following requirements:

• The property to be insured is a residential property in the UK
• Your property is built of brick or stone with a slate or tiled roof
• Your property is occupied permanently by you and your family
• Your property has not been affected by subsidence, landslip or heave
• You or any member of your family living with you have not been convicted of any criminal offence (other than motoring convictions or any offences which are spent under the Rehabilitation of Offenders Act 1974).
• You or any member of your family living with you has not had home insurance cancelled, declined or declared void
• You or any member of your family living with you has not had any previous claims from the last 5 years
• Your property is not left unoccupied for a total of more than 60 days in a row
• Your property is used for residential purposes and is not used for any business or professional purposes other than clerical work undertaken by you and your family

Things to be aware of...

As with all insurance policies there are certain circumstances, known as exclusions, when you will not be able to make a claim. Full details of the policy exclusions can be found within our Policy Document.